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On the JJ Barnes Blog, I take a look at money saving tips from Holly Andrews, the Managing Director of KIS Finance.
Most of us are looking for ways to save money on our usual day-to-day expenses as the cost of living crisis worsens. KIS Finance‘s managing director, Holly Andrews, shares her 50 best tips to save money that are quick and easy but offer real ways to cut costs without changing your lifestyle.
“The new year is the ideal time to shake up your spending habits and look for ways to streamline your expenditure, but most money saving tips mean having to cut back and give up things that you like,” said Holly Andrews. “However, at KIS Finance we have looked into the 50 simplest ways that you can save money with little effort but with some really great rewards. If you try our easy to follow tips you can significantly reduce your expenditure without reducing your enjoyment of life.”
Hopefully some of these will be useful for you, and for me, so we can try and muddle through this absolute mess as smoothly as possible!
50 Money Saving Tips
How To Save Money On Your Car
Using fuel price comparison sites
Avoiding premium fuels
Driving for efficiency
Regularly checking your tyre pressures
Reducing the weight of your vehicle
How To Save Money On Your Gas And Electricity
Using a comparison site
Insulating your home cheaply
Turning off individual radiators
Running your washing machine on a low
temperature cycle
Buying a shower timer
Only boiling the amount of water that you need to
How To Save Money On Your Holidays
Traveling outside of the most popular times
Being flexible over your destination
Avoiding expensive mobile phone data charges
Enjoy the local cuisine
How To Save Money On Your Food
Shopping in the evenings
Shopping online
Going to the supermarket alone
Using Apps to avoid food waste
How To Save Money On Your Take Aways
Going for collection instead of delivery
Look for cashback deals
Not ordering on a Friday or Saturday
Not just throwing away junk mail
Considering supermarket alternatives
How To Save Money On Your Banking
Switching bank accounts
How To Save Money On Your Credit Cards
Setting up a direct debit
Consolidating your credit cards
Removing your payment details from shopping
websites
How To Save Money On Loans And Mortgages
Consolidating loans
Comparing fixed rate mortgage offers
How To Save Money On Phones And Internet
Cancelling your landline if no longer needed
Only paying for what you need
How To Save Money On Entertainment
Utilising voucher schemes
Looking for free days out
Investing in a Kids Pass
How To Save Money On Travel
Buying a family and friends rail card
How To Reduce Your Tax Liabilities
Checking your tax code
Utilising any employee benefits
Reviewing your Council Tax
How To Save Money On Your Insurance
Using a comparison site
Taking out home care cover
Only paying for the cover you need
Increasing your policy excess
Installing additional security to your home
Not overestimating your mileage for car
insurance
Getting a black box insurance policy
How To Save Money On Direct Debits And Subscriptions
Auditing your direct debits and standing orders
Checking recurring payments
Reviewing subscriptions
Streamlining your streaming services
KIS Finances
KIS Finance is a private broker that specializes in secured loans, bridging financing, development financing, commercial mortgages, equity release, and other types of financing. The advisors on their team have a lot of experience in insurance, compliance, and the financial industry as a whole.
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